Ricardo Perez

288 N Charles Street

Cortland, IL
$ 399,999 Beds 4 Baths 2.5 Sq 2,740
Monthly Estimate* How much can I afford?

Why wait for new construction when you can move right into one of the largest homes currently available in desirable Richland Trails? Offering approximately 2,740 square feet, this impressive 4-bedroom, 2.5-bath two-story delivers the space, finishes, and flexibility today's buyers are looking for-plus a $5,000 seller credit and immediate or quick-close availability. The open-concept main level features high-quality wide-plank engineered wood flooring, LED lighting, and a sought-after first-floor primary suite with private en-suite bath. The kitchen stands out with quartz countertops, 42-inch solid shaker-style soft-close cabinetry, stainless-steel appliances, and ceramic flooring in wet areas. Upstairs provides additional generously sized bedrooms, while the partially finished basement offers even more space for recreation, a home office, fitness area, or future expansion. The owned lifestyle benefits continue with solar panels producing upwards of 12,750 kWh, helping offset electricity usage. Outside the home, Richland Trails residents enjoy scenic walking paths and an onsite neighborhood park. Conveniently located just minutes from I-88, this property combines newer-home style with more square footage, established improvements, and the ability to move in without waiting for construction. Even better, the property may qualify for a zero-down USDA loan, giving eligible buyers another opportunity to make homeownership more attainable. With 2,740 square feet, a first-floor primary suite, solar energy production, a $5,000 seller credit, and quick possession available, this Richland Trails home deserves to be at the top of your showing list.

Active

  • Price
  • $ 399,999
  • City
  • Cortland
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • DEKALB
  • Half Bathrooms
  • 1
  • Area
  • Cortland
  • Lot Size
  • 0.14 Acres
  • Zip
  • 60112
  • Sqr Footage
  • 2,740
  • Year Built
  • 2023
  • Style
  • MLS#
  • 12729725
Listed By: CENTURY 21 New Heritage
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 2740
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Water Softener Owned,Humidifier
HOA Fee 75
Garage Spaces 2
Association Fee Includes Other
Construction Materials Vinyl Siding
Year Built 2023
Electric Circuit Breakers,200+ Amp Service,Photovoltaics Third-Party Owned
Township Cortland
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park,Curbs,Sidewalks,Street Paved
Assoc Fee Paid Per Quarterly
County DeKalb
New Construction No
Property Type Residential
Energy Efficient Photovoltaic/Solar System
Subdivision Name Richland Trails
Total Rooms 9
Full Baths 2
Status Active
Directions Somonauk - West on Meadows to Charles
High School De Kalb High School
City Cortland
High School District 428
MLS Area Cortland
Elementary School Cortland Elementary School
Middle/Junior High School Huntley Middle School
Standard Status Active
Middle/Junior School District 428
Elementary School District 428
Property Type Detached Single

Interior Features

Interior Amenities Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s)
Basement Partially Finished,Egress Window,Rec/Family Area,Storage Space,Full
Half Baths 1
Laundry Features Upper Level,Gas Dryer Hookup,In Unit
Total Bedrooms 4
Room Type Recreation Room,Foyer,Pantry
LivingAreaSource Builder
Total Baths 3
Bedrooms Possible 4
Bathroom Separate Shower,Double Sink

Exterior Features

Model TRIAD
Parking Features Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 110X55
Lot Size Acres 0.14
Waterfront Y/N No
Other Equipment Water-Softener Owned,CO Detectors,Ceiling Fan(s),Sump Pump,Radon Mitigation System,Water Heater-Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cortland Elementary School
Middle School Huntley Middle School
High School De Kalb High School

Price History

8/18/2026 Listed $407,400
8/29/2026 2% - $399,999

Property vs Zip Code Average in 60112

Price
AVG $380K
$400K
Year Built
AVG 2022
2023
Visits
AVG 139
26
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

288 N Charles Street Cortland, IL is a Single Family Home for sale at $399999 with 2740 sqft and a lot size of 0.14 Acres Acre(s). 288 N Charles Street Cortland has 4 bedrooms, 2 baths and was built in 2023. The property's zip code is 60112 which is in Cortland, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ricardo Perez

Ricardo Perez

708-360-7833

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